Fuliza Biashara allows eligible M-PESA business customers to access an overdraft facility when they need additional funds to complete eligible business transactions. The amount available to a business is referred to as the Fuliza Biashara limit, and it determines how much the business can access through the service. The Fuliza Biashara loan limit may vary from one business to another depending on the customer’s eligibility and transaction history.
This guide explains how to check your Fuliza Biashara limit using the USSD method. You will learn how to use the *234# menu to check the amount available to you, including your Fuliza Biashara loan limit. Checking your limit allows you to know the amount of Fuliza Biashara credit available to your M-PESA business account before using the service.
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What is Fuliza Biashara Limit?
Fuliza Biashara Limit refers to the maximum amount of overdraft credit available to an eligible M-PESA business customer through Fuliza Biashara. The limit determines the amount of additional funds a business can access when its available M-PESA balance is not enough to complete an eligible transaction. The Fuliza Biashara loan limit may differ between businesses depending on their eligibility and other factors considered by the service.
Your Fuliza Biashara limit represents the amount of credit currently available to your business through the service. The limit can be checked using the available Fuliza Biashara options, including the USSD method. Checking your Fuliza Biashara loan limit allows you to know how much you can access before using the Fuliza Biashara loan facility.
What is Fuliza Biashara Limit Check?
Fuliza Biashara Limit Check refers to the process of checking the amount of overdraft credit currently available to an eligible M-PESA business customer. It allows you to find out your Fuliza Biashara limit before using the service, helping you know how much additional money you can access through Fuliza Biashara.
The Fuliza Biashara Limit Check can be done using the USSD method by accessing the available Fuliza Biashara option through *234#. Checking your limit allows you to view your available Fuliza Biashara loan limit and determine the amount of credit you can access through the service.
Requirements Needed To Check Fuliza Biashara Limit
To check your Fuliza Biashara limit, you need an active Lipa na M-PESA Till Number registered for the Fuliza Biashara service. You also need access to the mobile phone used to manage the business M-PESA account so that you can access the Fuliza Biashara options through *234#. The requirements needed to check Fuliza Biashara limit are:
- Lipa na M-PESA Till Number
- Mobile phone used to manage the business M-PESA account
- Access to *234#
Once you have your Lipa na M-PESA Till Number and access to the mobile phone used to manage the business M-PESA account, you can proceed to check your Fuliza Biashara limit. The process involves accessing the Fuliza Biashara option through *234#, entering the required business account details, and following the prompts to view your available Fuliza Biashara loan limit.
How To Check Fuliza Biashara Limit
With your Lipa na M-PESA Till Number ready, you can begin checking your Fuliza Biashara limit using the USSD method. The process involves dialing *234#, selecting the relevant Fuliza Biashara option, entering the required details, and following the prompts to view your available Fuliza Biashara loan limit. Follow the steps below to check your Fuliza Biashara limit:
- Step 1: Dial *234#
The first step in the process of Fuliza Biashara Limit Check is to dial the Safaricom USSD code *234# on your phone.
- Step 2: Select Option 2 – M-PESA Business Till
Next, you need to select “Option 2 – M-PESA Business Till” since Fuliza Biashara is a loan overdraft feature meant for M-PESA Till Numbers in Kenya.
- Step 3: Enter Store Number
In this step, you need to enter your “Store Number” then proceed to the next step.
- Step 4: Select Option 4 – Business Loans
Next, from the menu list, select “Option 4 – Business Loans” and proceed to the next step.
- Step 5: Select Option 1 – Fuliza Biashara
Select Option 1 – Fuliza Biashara.
- Step 6: Select Option 1 – Check My Limit
Next, select Option 1 – Check My Limit.
- Step 7: Enter Operator ID
In this step, you need to enter your Operator ID before proceeding to the next step.
- Step 8: Enter Operator PIN
Next, enter “Operator PIN” to complete the process of checking Fuliza Biashara Loan Limit.
- Step 9: Fuliza Biashara Limit
Lastly, your Fuliza Biashara Limit will be displayed for you to check and confirm. That will mark the successful process of Fuliza Biashara Limit Check using Safaricom USSD code *234# on your phone.
Overview: Fuliza Biashara Limit Check
To begin, dial *234# on the mobile phone used to manage the M-PESA business account and select Option 2 – M-PESA Business Till. Enter the Store Number, then select Option 4 – Business Loans. From the available business loan options, select Option 1 – Fuliza Biashara and then select Option 1 – Check My Limit to proceed with checking your available limit.
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Next, enter your Operator ID followed by your Operator PIN when prompted. After the details have been verified, your Fuliza Biashara Limit will be displayed on the screen. You can then view the amount of Fuliza Biashara credit available to your business account.
